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Bizarre travel insurance claims
Wed 8th Feb 2012 Claims abroad
I loved the entertaining list of bizarre travel insurance claims compiled by web based travel insurance provider TopDog Insurance. My favourite five bizarre claims were:
1. A passenger who was denied boarding to a
flight at Manchester Airport. When he submitted his travel insurance claim, it
turned out he had actually booked to fly from Manchester, New Hampshire,
USA.
2. Beware of the cononut tree - it may not
be the best place to soak up the sun after
a lady was hit on the head by a falling coconut. They can weigh 2 kilos and if falling from a 30 metre tall tree could
travel up to 53mph. This holidaymaker had medical expenses totalling £400.00,
although I don't think she would have had much luck trying to pursue a claim
against the tree!
3. You may be put off a wedding in paradise
abroad when you hear the story of the bride whose wedding dress went up in
flames when a briquette fell from a barbeque. No doubt the advantage of a
beach-side location really paid off when the groom whisked her into the water to
cool off.
4. Travel insurers are accustomed to
lost baggage claims but lost items are not normally as unusual as £300.00 worth of bombay mix. Given that the weight
of all that spicy snack would weigh some 85kg, the insurers refused to honour
the claim.
5. A British backpacker was chased down a road
in India and attacked by a wild bull. His medical expenses claim totalled
almost £3000.00.
If anything, these stories show you never know
what might come to pass while you're on holiday abroad and what type of claim
you may have to bring. They also highlight how important it is to have good
comprehensive travel insurance, no matter how far afield you intend to travel.
From my experience in travel claims, I am rarely
surprised at some of the situations British holidaymakers find themselves in.
As the saying goes, when in Rome...
Chris Deacon
Solicitor - Travel team
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