Medical treatment abroad: the importance of being bureaucratic

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If you do need to seek medical treatment abroad then the chances are you may have to pay for it.  This is even the case under the European Health Insurance Card (EHIC) for those travelling in the EU.  If you do have to pay for treatment but you have insurance then a claim can usually be made against your travel insurance policy, subject to the limits under that policy.  Insurers will usually require evidence of the treatment received.  Medical notes and certificates from foreign hospitals and clinics can be almost impossible to track down after you return to the UK.  My advice is not to leave a hospital abroad after receiving treatment without the medical notes and certificates you might need for making a claim on your return home.  No matter how basic the piece of paper may seem at the time, it could mean the difference between being in or out of pocket by several hundreds of pounds when you come to make a claim.  Being bureaucratic while on holiday may seem a chore at the time but could pay dividends later!

Chris Deacon
Solicitor - Claims Abroad



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