Snow Sports Insurance - buy before you go

Posted by Daniel Scognamiglio on

Who are BL Claims Solicitors

BL Claims Solicitors specialise in personal injury, clinical negligence and travel claims, providing our clients with hands-on support, nationally.

We are rated as one of the top firms in the UK and believe in speaking to our clients in jargon-free language and ensuring you're speaking to a highly qualified lawyer right from the outset

Numerous studies show that people often go skiing or snowboarding without checking that they have adequate snow sports insurance cover. Most travel insurance policies require a snow sports supplement. It is important that this is paid for before your holiday.

Do not rely on the EHIC (European Health Insurance Card) previously known as the E111. Most places do not provide adequate medical treatment if you have an accident under the EHIC. Having said that, your own travel insurers may look to the EHIC system to ensure some of the medical costs are paid that way, so you should still apply for the certificate as well as buying adequate travel insurance before you go. For further details of the benefits of the EHIC, and the advice to still buy travel insurance, please click here.

If an accident happens and you are injured, your own travel insurers will organise your medical treatment. Without adequate travel insurance the medical bills could be huge. A broken leg with a helicopter lift to a nearby hospital could easily cost £10,000. That is a lot of money to find in an emergency.

Hopefully no-one reading this will suffer an injury, and if they do, they will have adequate ski insurance cover.  Another benefit of good ski insurance is that  if you cause an accident where someone else is injured. That injured party could pursue you for damages if the accident was your fault, even if it was partly your fault. If you do receive a claim, or cause an accident it is imperative that you inform your insurers right away. If you do not have insurance, you may have to find the money to settle the claim yourself.

Enjoy the snow and happy skiing.

BL Claims Solicitors are here to help

If you would like to talk to someone and discuss a potential claim please call us on 0344 620 6600 anytime between 8am and 6pm Monday to Friday, or if you would prefer you can email us at

About the Author

Photograph of Daniel Scognamiglio

Daniel leads our travel team. He is a specialist in multi-jurisdictional disputes, travel insurance litigation and tour operator liability and is qualified as a solicitor in England and Attorney at Law (non-practising) New York.

Daniel Scognamiglio
Email Daniel
023 8085 7339

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