Philip Somarakis head of Blake Lapthorn's Motoring Offences team reminds drivers that a new system for cracking down on uninsured drivers has moved a step closer to implementation. The Continuous Insurance Enforcement regulations will toughen the rules on insurance and make it an offence to keep an uninsured vehicle, as opposed to just driving without insurance. Road Safety Minister, Mike Penning, has now laid the final regulations for these changes in Parliament.
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New laws on uninsured drivers moves a step closer

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Under these new regulations, details of insured vehicles will be entered on the Motor Insurer's Bureau (MIB) database, which will then be compared with the DVLA's database to identify those that are registered but are not insured. The MIB will contact the registered keepers warning them to insure the vehicle within a set time. The first of these letters are expected to be sent at the end of June 2011, following an awareness campaign.



I was pleased to read this article as a lawyer who has represented many victims of uninsured drivers over the years.  I hope this will deter people from driving without insurance.  Whilst the Motor Insurance Bureau provides compensation invariably the victim is not compensated to the same level they would have been had they been injured by an insured driver.  Whilst I appreciate the public policy arguments for limiting/ capping compensation, it seems totally unfair that the innocent victim has to pay the price for simply being in the wrong place at the wrong time.
 
Claire Howard

Partner - Personal Injury team

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